Your credit score can take a serious hit from things like collections, charge-offs, and even bankruptcies. The truth is everyone’s credit profile is different. It may take a few months or even several years to rebuild, depending on the damage.
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While traveling on the train to downtown Chicago, looking out the window I had a thought. The scene reminded me of a Leslie Odom, Jr. song titled "Foggy", so I had an idea. Thinking of the song I wanted to capture what the song would convey, at that moment, peering out the train window. Something along the lines of what Gordon Parks would photograph but in video form.